Tuesday, February 21, 2017


RayRen98 Iraqi TV is reportedly referencing economic reform with officials discussing raising the dinar to 1.20 to the US dollar.

  Time Will Tell!

 Up to 45 banks now (handling the dinar).    Banks are openly accepting the Iraqi Dinar.  As far as I’m concerned that makes it International.  Even if not International, all we want is for banks over here to accept it.  Other currencies started fluctuating this last week and we put that out there.  I knew from past experience these are short windows.

 We are looking good, and feeling good. ...we wait for the ultimate trip to the bank...I believe we are very close.   We are looking for things to unfold any time. We are close enough to know this rodeo is coming to an end, we just don’t know when.



TNT SHOWTIME CC (Notes by Adept1)

TNT Call notes 20-February-2017
Replay 641.715.0623, PIN CODE 409029#

RayRen:  Good afternoon, super-fantastic TNT family!  Today is Monday February 20, 2017, Presidents Day, with yours truly RayRen98 at the controls.  Guess what?  All is quiet, maybe a little too quiet.  There hasn’t been much new information, nor a sense of direction of where we are heading.  All weekend, information has been pouring in, all about Mosul, and the news that the first phase was completed on the first day!  We don’t know how many phases there are, and then it all went silent.  We’re still waiting on an update on the Mosul initiative.

Over the weekend bank folks were excited, and some specialized training took place.  Some bank people were called into work on Sunday for training.  Of course, today is a holiday and most banks are closed, but some are open, much to our surprise.  Could they be anticipating something?

That is all the information we have to share, so it should be a short call.

Questions from the TNT forum

Q:  In recent days President Trump has spoken on two occasions of the need to establish a “level playing field” with regard to global trade. What is your interpretation of these statements within the context of the RV/GCR?   A:  I’m not seeing it.  Both this and past Presidents have made comments about China playing with the value of the currency.  I don’t see this as a direct message to us, in terms of what we are looking for. There are other currency manipulations that might relate to a level playing field;  I don’t think we are big enough for it to be a message to us.

Q:  After we exchange. If we have the funds to pay off all our bills would it be best to pay then all off at once or stretch it out over time and pay off one a month?  I do not want to raise any red flags or mess with my credit.  A:  Where have you been for the last six months?  I guess you have been missing all of those, because that has been the focus of our conversation.  Do the math, look at your opportunities, including ones you might miss if you pay those bills all at once, and let that make the decision for you.

Q:  Lately, there have been fluctuations on the Dong in the forex system. Is this a result of the possible New Tariffs that may be applied to trade between the US and China in the near future to test the system?   [RR:  I have no idea.]  And, will the new tariffs cause the Vietnamese Dong to raise their value with or without an RV?  [RR:  No idea.]  About a month or two ago, an article came out that Vietnam could handle a currency revalued at 3 to 5 cents on Vietnam Express’s Website.  Do you see this happening before our RV on the Dinar for a possible leveraging opportunity?  [RR:  Sure, that could happen;  we’ve already had some leveraging opportunities on the dong.]  Or, have you already received The Prosperity Package Okie used to talk about?  A:  No, and I’ve had no reports of anyone receiving that.  I’ve heard reports of some being sent out by courier, but nothing has arrived yet.

Q:  Same question as the last three Mondays:  do you think we will exchanging this week?  If so, why?  A:  Same answer as the last three weeks.

Q:  1) I have never purchased any Indonesia Rupiah;  are there certain features, such as currency year or size of note we should only purchase for exchange at bank?  [RR:  Not that I know of;  If you’re not already in that game… well, I guess you still have a little time to buy more.]  2) Per the liberation of western Mosul, are you aware of any banks in Mosul open for local or international banking business?  [RR:  No, I am not.]  3) Selling or buying dinar, how many banks and credits unions are you up to now?  A:  We are up to 45 now.

Q:  Could you explain what you talk about in these meetings such as the one coming up in Chicago?  Is it like a wealth management talk or a larger overview of what to expect?  A:  Planning, strategies, more detail than in a one-hour phone call.

Q:  Last week you said that someone said that there was a rate of .12 on the Zim was reported, but NOT confirmed; has that been confirmed yet?  A:  No, it has not been confirmed.  I haven’t heard anything further about that rate.

Q:  Ray, you mentioned on Friday something about the currency dates before 2005.  Which currencies?  Can you further elaborate?  A:  I have no idea what you are referring to;  I’d have to listen to the replay from Friday.

Q:  Months ago I mentioned that a friend from China indicated no RV till second quarter 2017 – my comment elicited a “no way” How do you feel today?  A:  How does he feel?  Why did he say ‘second quarter’?  What is the substance banking that?  I’m not hearing anyone saying that.  My sources says “It’s done, done, done.”  That’s the substance I’m running on.

Also, Q+A is for questions;  if you don’t have a question, please don’t post there.

Q:  Do the banks have a designed massive exchange control?  Will private numbers be the only way to get in and get exchanged?  A:  Where are you guys getting these questions from??  I haven’t heard of any ‘massive exchange control’, and private numbers are not the only way to get exchanged.  People are exchanging today, just not at the rate we want.

Q:  Will you be doing any training Seminars in the Dallas area post RV?  A:  May 1st.

Q + A Callers

716 caller:  Should a gift letter be notarized?  How does that work?
RayRen:  Call 800-829-1040, and ask the IRS directly;  ask for the ‘gift tax department’.

865/470/404 caller:  One quick question:  we are always referring to the GCR;  how likely is it we will hear anything from the BIS, IMF, UN, or wherever – or will they leave it up to each country?
RayRen:  My sources talk about Iraq and what they see;  sources over here talk about banking and what they are up to.  The GCR itself has not been a topic of discussion, especially as to whether there will be an announcement about that.

512 caller:  I’ve heard lots of things about the dong – is the Vietnamese dong still in the first basket, and does it have a contract rate, and is that still available?
Ray:  Yes, yes, and yes.

Caller:  I bought a bit more dong the other day, and the banker said the screen rate is the ‘golden rate’ and I will get a bit less when we exchange.  Will they do the math, or do we have to figure it out and negotiate from there?
RayRen:  They will do the math.  If you say, “I have X dong, what will you give me for that.”  If you know the screen rate, you can see if that is a good rate;  if not, your negotiating skills will show how much you can close that gap, or even go over that rate. That does tap into their future profit.  If you want to buy a new car, and you take  your existing car to the dealer, you know that your trade-in value will be less than what you might sell it for privately.  The dealer has to make a profit, and so do the banks.  Your negotiation is how close you will get to the higher rate.

Caller:  So that is the spread – what is the 2% fee Tony used to talk about?
RayRen:  That is what we were being told 2-3 years ago;  things change all the time.  We haven’t received any new information to supersede that, but things have changed over time, and no one has mentioned that 2% flat fee for anything.  Those who have exchanged haven’t mentioned that flat fee.  Some banks charge a flat fee to do any exchange if you’re not already a customer, but not a percentage.  I don’t think they can change the rules on us because we have more currency to exchange.  People who exchanged last week walked out with money in hand, without any extra fees or lots of IDs, etc.  If that changes, there has to be a good legal reason for that.

Caller:  You have told us over and over to have a plan and be prepared.  I had a really nice conversation with the banker, but I was feeling emotional and not thinking as clearly  as I usually do, and that gave me a warning.  The bank had a sign saying that they are open today, and the banker said it is because the all the banks are only closed on the major holidays, and branches got to choose on the minor holidays.

610 caller:  Go to www.tntsuperfantastic.com and click on the red DONATE button.

904 caller:  I realized that when I quit my job, I will no longer have health insurance.  Will health insurance be covered in your seminars?  Others might want to be careful about quitting, unless they also consider this same question.
RayRen:  Not the seminar I presently do.  In the future, there will be things (systems) put together for our benefit, in areas of concern to us, so that we can take advantage of them.  We are going to have the advantage in considering the best insurance, rather than the cheapest insurance.  Most people don’t know what that reality is like, having the best. When money is not an issue, when the insurance company is not focusing on the dollar bill, that can be entirely different.  We will have the numbers to demand better terms, as well.  It’s a whole different deal.

TX caller:  We keep missing so many deadlines… the last one was trump talking about the economy, and we all expected this today… and my concern is that [can’t hear]  What do you think about the influence of the Rothschild family?  David Rothschild is a trillion-aire, maybe as much as half the world’s wealth, and he doesn’t want this going down.  They own so much, and some say they don’t want this to happen.  Can you check?  Because it seems like this is not happening. How many times has this gone to the very brink and then it gets cancelled.  What are we going to do?
RayRen:  They were giving you information based on what they were being told.  About Rothschild, that is speculation – I’ve never heard him make such a proclamation.  And even if that is so, what is the solution?  There are two choices:  either believe that, give up and walk away, or we can focus on each day and see what happens until it happens. You have to decide if you are an optimist or a pessimist.  Is the glass half-full or half-empty.  I don’t think you are right, but what is more important is what I do along the way – what did I take with me on the journey.  You can get off the journey, or you can ride it out.  For those riding it out, what are you doing along the way?  You may be right – what did you do in the interim?  There are TNT members who are thousands of dollars to the good;  if it if turns our you are right, they made a profit.  For them, this is a good journey even if it runs into a dead end.  I believe 100% that it is going to happen;  what do we do along the way.  That will be a supplement to what happens at the end.  That’s better than giving up and walking in the other direction.  We can debate if your information is right or not, but that doesn’t get us anywhere.  I’m about things that keep you going while we wait, and in some cases make you better in the long term.

Caller:  In the news, they said WF declined by 34%;  will that affect us?
RayRen:  I don’t think any one bank will throw off the RV/GCR.  We keep seeing new ways to get things done.

406 caller:  Throughout Dinarland, people are saying trump is the one who will let it go…
RayRen:  I don’t have an opinion on that. We’ve been through 3-4 presidents now.  I’ve never put much weight on the president in question.  Sure, the president has an influence, but I don’t have the time or energy to put into that question.  Who really knows?  Those that do are not going to tell us.

909 caller:  I know you say Iraq is key to this;  I saw on the news that Mosul is being freed, but that it might take 3-5 months.  Do you believe it will take that long for the RV to happen?  Does Mosul need to be completely free?
RayRen:  No, I don’t think that Mosul needs to be completely liberated before this happens.  Remember, the news always lags behind what’s actually happening.

Closing Statement

RayRen:  I am talking to my  members now, to all those who listen even if they don’t have access to the board.  I firmly believe that we are at the stage in this process that all we can do is wait.  We can also look for opportunities and resolve to keep going or elevate ourselves while we wait.  Tony asked if I would do a call this morning, and I said Yes, even if we don’t have much intel – at least that gives you the opportunity to ask questions that you might not have addressed otherwise.  It’s too danged quiet on the intel front.  Your questions are okay, for the most part;  some need to focus more on questions where the answer will make a difference to you, or to the group.  If the answer doesn’t make a difference, either today or in the future, then that’s not a good use of our time.  Political questions don’t actually tell us anything because we don’t know what will come of someone being on a plane to another country.  We can only wait and react to what is said and done, when we see the results.  There are many people who want to debate and give you their opinions, but at the end of the day there is nothing you can do with that information.  I am about results, and I prefer questions where you can do something with the answer.  That is how I want to help you, with answers that can make a difference to your back pocket, now or in the future, when you go to the bank.  I don’t know when that day is, and until that day, let’s focus on what we can do in the meantime.  It’s like being at a funeral, and the person refers to the date of birth and the date of death.  What’s important is the dash in the middle – what did that person do with that time in between.  What’s important to us is what we did between the date when you bought the currency and the day you exchange.  What did you do to learn how to manage that money, to make it last for generations?  That’s what is important to the membership, and that’s why I am still doing these calls:  to help you.  I hope that if this information is important to you, you will support this call.  There are other places to get other information.  Plenty are saying “this is happening tomorrow!”  If it does, are you ready?

That’s what I believe, and if you are still here, I imagine you believe the same.  If not, get on the call or text me, and let me know.  I watch the numbers, and if they fall away, I guess that is not what they want to hear.  The end is already set;  we just haven’t got there yet.  We are still dealing with the dash in between;  this is your dash, so what are you going to do with it?  If the RV public release doesn’t happen by Wednesday, we will have another call, and see how we can move our preparation further until we do have the public release of the RV.  That’s what I believe.

RayRen played I Believe:  https://www.youtube.com/watch?v=9DYrqOUKLtA



 [...if the market rate drops is that a good thing?] 

 The market rate, or street, dropping is a good thing. As of today the street rate is 1270-$1. The official rate is 1182-$1, so there's a spread between the two is 88 dinars, or roughly 7.5%.

That's not good enough for the IMF, they want the MCP, or spread, to be 2% or less and hold it for at least 90 days before Iraq can move to Article VIII compliance.

 In a nutshell, the market rate dropping is a good thing.

[You can see the Official CBI Dinar rate and the CBI reported Market Rate in the Dinar Guru Resource bar on the left side of this page]



  Article:  "Parliamentary Finance: The government withdrew its $ 48 billion cash reserve" 

 Now we're down to $40 billion in reserves and essentially, nothing's changed. 

 I don't see oil prices surging back to $100 a barrel and terrorism is never going away.  Iraq needs to course correct now, there's no more time to waste.


 Article:  "Parliamentary Finance: Iraq's debt exceeded $ 100 billion"

  Quote:   "Iraq's debt exceeded $ 100 billion, and divided by $ 35 billion internal debts and $ 70 billion in foreign debt, and came because of the government's borrowing to fill the budget deficit during the past three years".   ...the $35 billion is part of the bonds that the CBI bought from the GOI, it was a workaround for the law preventing the CBI from loaning directly to the government.

  I've been watching these guys flounder around for the past two years, all the while the reserves are eroding.

 And still, no movement on the open market economy... 

 News flash, Iraq, building your economy and creating trust in your banks takes years to get off the ground, you've wasted enough time.

Iraq's credit rating will never improve with this type of financial performance. 

Your move, Abadi